:root{--navy:#0d2440;--navy2:#17385f;--ink:#172235;--muted:#5f6f82;--line:#dce3ea;--bg:#f6f8fb;--card:#fff;--accent:#2c5f91}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.62}.wrap{width:min(960px,calc(100% - 36px));margin:auto}.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:76px 0 66px}.eyebrow{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;opacity:.72;font-weight:700}.hero h1{font-size:clamp(2.4rem,7vw,4.2rem);line-height:1.05;margin:.55rem 0 1rem;letter-spacing:-.035em}.hero p{max-width:720px;font-size:1.08rem;color:#e4ebf3}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;border-radius:10px;padding:12px 18px;font-weight:700;text-decoration:none}.btn.primary{background:#fff;color:var(--navy)}.btn.secondary{border:1px solid #8ca2ba;color:#fff}.section{padding:52px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 4px 18px rgba(18,35,55,.04)}.card h3{margin-top:0}.section h2,.policy h1{letter-spacing:-.025em}.note{background:#eef3f8;border-left:4px solid var(--accent);padding:16px 18px;border-radius:8px}.footer{border-top:1px solid var(--line);padding:28px 0 46px;color:var(--muted);font-size:.92rem}.footer-links{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:10px}.footer a,.policy a{color:var(--accent)}.policy{background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(24px,5vw,48px);margin:42px auto}.policy h2{margin-top:2rem}.policy ul{padding-left:1.25rem}.meta{color:var(--muted);font-size:.92rem}.topbar{background:var(--navy);color:white;padding:20px 0}.topbar a{color:white;text-decoration:none;font-weight:800}.topbar span{opacity:.7;font-weight:400}@media(max-width:760px){.grid{grid-template-columns:1fr}.hero{padding:58px 0}.actions{flex-direction:column;align-items:flex-start}.btn{width:100%;text-align:center}}